If you do not qualify for either Chapter 7 or Chapter 13 bankruptcy, you still have options for achieving debt relief. If you are struggling to pay off a debt, negotiating debt with your creditors can be an effective alternative to filing bankruptcy. An experienced San Diego debt settlement lawyer can help you. Contact our firm by calling 949-243-7619 or toll free at 888-755-2559
Debt Settlement Attorneys in San Diego
At San Diego Debt Relief, our debt negotiation attorneys believe in helping people in San Diego and throughout southern California obtain debt relief through the legal solutions available to them. In addition to providing comprehensive guidance in bankruptcy, our San Diego Debt negotiation lawyers offer services in debt settlement and negotiation services in both English and Spanish to people throughout the greater San Diego area struggling with overwhelming debts.
How Debt Settlement Works
While debt negotiation may not be your first choice, it is often better than letting your account go unresolved. our debt settlement lawyers work with you to understand your overall financial picture so we can develop the best strategy to deal with your debt issues.
In debt settlement, our attorneys negotiate on your behalf for a lump sum payoff of your debts rather than costly monthly payments at high interest rates. In exchange, the creditor will report to credit bureaus that you have settled your debt and owe them nothing further. Our debt negotiation attorneys represent your interests throughout negotiations, working toward an amicable, mutually beneficial solution.
What Debts Can Be Settled?
Almost any type of debt can be settled. Our debt settlment attorneys have experience handling debt negotiations involving:
- Credit card debt
- Business/commercial debt
- Utility bills
- Medical bills
- Mortgages
- Personal loans
- Legal costs, such as attorneys' fees or court judgments
- Bank account or wage garnishments
- Charge-offs and defaults
At our law firm, our debt negotiation attorneys in San Diego understand that there are many reasons you may have fallen behind on your personal loans or expenses. Perhaps you suffered reduced hours or wages. Maybe you are dealing with a medical issue or expensive divorce. Our goal is to help you find the solution that works best for your unique situation so you can get on with your life.
Contact a San Diego Debt Settlement Attorney Today!
To learn more about your options in debt settlement, contact one our San Diego debt negotation lawyers online or by calling 949-243-7619 or toll free at 888-755-2559 to schedule an appointment with our attorneys. We offer our debt negotiation services on a flat-fee basis which we will discuss in your free initial consultation. Hablamos español.
We are a debt relief agency. We help people file for bankruptcy relief under the U.S. Bankruptcy Code.
